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February 2008

2 -- Groundhog Day
3 - Super Bowl Sunday
8 - Boy Scout Day
11 - Thomas Edison Day
12 - Lincoln's Birthday
14 - Valentine's Day
18 - President's Day
22 - Washington's Birthday
29 - Leap Day

This Months Hot Buy !!!

3 bd 1 bath quality built home only minutes from all your conviences. Hickory cabinets with plenty of storage. Over-sized finished garage, heated floors in both the house and the garage. Catheral ceilings in kitchen, dining and living rooms. Plenty of room for the kids to play on with 6.21 acres. A MUST SEE at $ 269,000.

Bemidji Has Programs to Help People Find Homes

Act now and you could pick out the paint and flooring colors on this home and many others. 3 and 4 bedroom homes are available in the city and country. Prices from $ 145,000 to $160,000

The real art of conversation is not only to say the right thing at the right place but to leave unsaid the wrong thing at the tempting moment.
-- Dorothy Nevill

Stable Existing-Home Sales Expected in 2008

According to the latest forecast by the National Association of Realtors® (NAR), existing-home sales are expected to hold fairly steady during the next few months as indicated by pending sales activity, then rise later in the year and continue to improve in 2009.

“On the one hand, we have a pent-up demand from the 4 million jobs added to our economy over the past two years of sales decline,” said NAR Chief Economist Lawrence Yun. "On the other, consumers continue to wait for additional signs of market stabilization. There are more people with financial capacity now than in 2005, but many are trying to market-time their purchase. As a result, the exact timing and the strength of a home sales recovery is a bit uncertain. A meaningful recovery in existing-home sales could occur as early as this spring, or it may be further delayed toward late 2008.”

According to the forecast, existing-home sales for 2007 should total 5.66 million, the fifth highest on record, then edge up to 5.70 million this year and 5.91 million in 2009, compared with 6.48 million in 2006. Existing-home prices for 2007 are likely to be down 1.9 percent to a median of $217,600, hold even this year and then rise 3.1 percent in 2009 to $224,400.

The 30-year fixed-rate mortgage is expected to rise slowly to the 6.3-percent range by the end of 2008, but an additional cut in the Fed funds rate would lower short-term interest rates, the report said.

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To invent, you need a good imagination and a pile of junk.
-- Thomas Edison

10 Tips on Introducing Your Kids to Skating

Archaeological evidence suggests the first form of ice skating dates back nearly 4,000 years. Without doubt, ice skating has undergone many changes -- from skating on animal bones with sticks -- to figure skating, bandy, hockey, ringette, speed skating and tour skating. You can get your kids started in this exhilarating sport too by following these tips.

1. Build Excitement -- Plan for the activity in advance, telling your child how fun it will be and how so many other kids do it.
2. Dress Warm -- Nothing kills a child's (or adult's) desire to learn to skate faster than a cold nose and frozen toes.
3. Take Your Time -- Plan on skating with your child until he can at least take baby steps on skates without your assistance.
4. Get On the Ice -- Use the rail if you need to.
5. Fall Down on Purpose -- Dip down and then fall to your side. This gives your child a chance to feel the ice, and learn how to get back up.
6. Baby Steps -- Move away from the rail. Hold your child's hand and slowly take a few baby-steps on the ice. Give him support, but let him get use to taking steps.
7. Gliding -- Stay out on the ice until your child can "glide" on two feet. It's OK to go back to baby steps as long as you actually glide every now and then. Over time, skating will become easier than taking steps.
8. Stay Close -- After your child has successfully glided a few times, the next step is to release her and let her skate alone. If she falls -- and she will -- help her up, brush her off, and encourage her to try it again.
9. Stopping -- This may be the toughest part. Teach your child to push their feet apart and use the flat of the blade to make a bit of snow on the ice (called a snowplow stop).
10. Encouragement -- Give your child lots of positive feedback. Have a hot chocolate afterwards, talk about what fun you had, and set up the next session.

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You can't build a reputation on what you are going to do.
-- Henry Ford

3 "Real" Important Buying Considerations

Whether you're buying your first home or your tenth, the home-buying process can be overwhelming. But, some things never change, including these three very important considerations when buying a home.

Location -- You've heard it before, "location, location, location." The reason you've heard this is because it's true! Unlike the rental world, where neighbors come and go, a house is a long-term commitment. If you fall in love with the house, be sure to check out your neighbors as well. One bad neighbor can turn your dream home into a nightmare. In addition, schools, shopping and major roads should be considered. If there's a highway nearby, some questionable properties, an unfriendly feeling, or anything else that feels uncertain, it might be wise to pass on that property. You can't change your home's location, so it's critical you are happy with everything in the area.

Major Repairs -- Be sure to check out the property thoroughly, yourself. A home inspection is good, but YOU really need to see it for yourself as well. Go along with your inspector and ask questions while he's there. You'll learn a lot. The most expensive things to repair include: roofing, furnace, central air, and plumbing and electrical systems. These can add up fast. It's still OK to buy a home that needs major repairs, just be sure you've taken them into account in your price negotiations.

Water Damage -- Is the house located in a flood area? Is the roof or basement leaking? Is there water ponding in the yard? If water damage occurred once it's not likely to stop unless the problem has been corrected (and not just temporarily covered up). Water damage often leads to expensive irrigation systems and major repairs, including mold removal.

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When we got into office, the thing that surprised me the most was that things were as bad as we'd been saying
they were.
-- John F. Kennedy

The Right Way to Store Your Paint

With the price of paint nowadays, and the ever-growing concern with the environment, what is one to do with their leftover paint? Keeping it for touch up and repairs is a good idea, but more time than not, the paint has "gone bad" by the time you use it. Well, here's how to properly store your paint so you can use it a year from now.

1. Wipe away any paint residue left in the rim of the paint can. The key to keeping paint good is to keep it airtight.
2. Cut a small piece of plastic from a grocery or garbage bag into a circle a few inches larger than the paint can lid.
3. Blow into the can before Step No. 4. This displaces some of the air in the can with carbon dioxide.
4. Place the plastic on top of the paint can before putting on the lid. The plastic acts as an air seal and keeps the air away from the paint -- preventing the paint from drying out.
5. Use a rubber mallet, or a hammer and a block of wood, to "tap" the lid down tight to reseal it. It's important not to damage the lid, or you'll have air leaks.
6. Store the paint in a dark, cool and dry place.
7. Keep in mind many paints can't be used after freezing, so the garage may not be the best place.

• Also: If you don't want to store the paint, check to see if your community has a paint recycling group. Empty containers can usually be thrown out with your regular trash, but be sure to leave the can open for a few days so the paint dries out completely. Never pour paint down a drain.

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What is written without
effort is in general read without pleasure.
-- Samuel Johnson

Trivia Challenge

Question 1.) The second of February is Groundhog Day. It is also a special day for Roman Catholics. What is it?
a.) Ascension Day
b.) St. Andrew's Day
c.) Candlemas Day
d.) Michaelmas Day

Question 2.) What is the birthstone for February?
a.) Amethyst
b.) Garnet
c.) Ruby
d.) Sapphire

Question 3.) When did Valentine's Day become commonly observed in the United States?
a.) During the Civil War
b.) Around 1900
c.) In Pioneer Days
d.) During World War I

Question 4.) February was originally the last month of the year. True or false?
a.) True
b.) False

Question 5.) Where did the first American Mardi Gras take place?
a.) Las Vegas
b.) Mobile
c.) New Orleans
d.) Panama City

TOP | ANSWERS

The whole secret of life is to be interested in one thing profoundly and in a
thousand things well.
-- Horace Walpole

10 Tips for Better Mental Health

Society spends a lot of time focusing on physical health. While this is important, it's equally significant to focus on your mental health. What's the point of looking good if you don't feel good? Try some of the following ideas to raise your spirits.

1. Value Yourself -- Don't be too hard on yourself. Treat yourself with kindness and respect. Make time everyday to do something you enjoy and broaden your horizons.
2. Build Confidence -- Identify your abilities and weaknesses, accept them, and learn to make the most of it.
3. Take Care of Your Body -- Exercise, eat nutritious meals, drink plenty of water, get a good night's sleep, and avoid smoking and excessive drinking.
4. Accept Compliments -- If someone gives you a sincere compliment, enjoy it, and remember it when you need it.
5. Hang Out with Good People - Don't take your family and friends for granted. Make plans with good people and seek out positive activities together. Nurture these relationships.
6. Live Within Your Means -- Financial problems cause stress, often leading to other problems.
7. Volunteer -- Give your time and energy to help someone else. You'll meet new people, and you'll feel good about yourself.
8. Manage Stress -- Stress is a part of life. Learn to deal with your stressors head on and practice good coping skills. Try to find some humor in your problems.
9. Seek Help -- Sharing a problem with others who have had similar experiences may help you find a solution. You're not the first person to have a problem. Seek professional help if you have a mental or substance abuse problem.
10. Shake It Up a Bit -- Routines may make you more efficient and feel more secure, but they get monotonous. A change of pace, such as a road trip, mini-vacation, trying a new restaurant or learning something new is good for your mind.

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February Movie Releases

• Feb. 1
  • The Eye
  • Over Her Dead Body
  • Strange Wilderness
  • Hannah Montana/Miley Cyrus: Best of Both Worlds Concert Tour
• Feb. 8
  • Fool's Gold
  • Welcome Home Roscoe Jenkins
• Feb. 14
  • Definitely, Maybe
  • Jumper
  • Step Up 2 the Streets
  • The Spiderwick Chronicles
• Feb. 22
  • Be Kind Rewind
  • My Mom's New Boyfriend
  • Vantage Point
  • Witless Protection
• Feb. 29
  • The Other Boleyn Girl
  • Penelope
  • Possession
  • Semi-Pro

*Wide releases only. Opening dates subject to change.

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If you cannot convince them, confuse them.
-- Harry Truman

Seafood Fettuccine

This alfredo sauce tastes great with seafood. And it's quick; about 35 minutes total time. Serve with a Caesar salad and garlic bread for a real treat.

Ingredients - Serves 6

• 16 ounces fettuccine noodles
• 3/4 cup green onions -- chopped
• 3-4 garlic cloves -- peeled and minced
• 1-1/2 tablespoons butter
• 3/4 pound shrimp -- peeled and deveined
• 3/4 pound sea scallops
• 1-1/2 cups half-and-half cream
• 3/4 cup grated Parmesan cheese
• Salt and pepper to taste
• 1+ tablespoon cornstarch (optional - to thicken)
• 1/2 cup wine and mushrooms (optional)

Directions

1. Bring a large pot of lightly-salted water to a boil. Add pasta and cook for 8 to 10 minutes or until al dente; drain.
2. Melt butter in a large, non-stick skillet over medium-high heat. Add onions and garlic and cook for 1 minute. Add shrimp and scallops, stirring to combine, and cook 3 minutes more. Reduce heat to medium-low. If the sauce is too thin for your liking, add a bit of cornstarch until it is the right consistency. If using frozen seafood, be sure to thaw and drain it before adding it to the sauce.
3. Add cream, salt, and pepper (wine, mushrooms) into the pan and bring to a simmer, stirring constantly. Do not boil. Gradually sprinkle 1/2 cup Parmesan cheese over seafood mixture and continue stirring another minute. Remove from heat.
4. Toss cooked pasta into the pan, coating thoroughly. Sprinkle with remaining Parmesan cheese, and serve.

Wine Pairing

• Villard Estates Esencía Grand Reserve Chardonnay 2001

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Mark Stokes
6535 Kingfisher Lane NE
Bemidji, MN 56601

This eNewsletter contains information, facts and opinions from various individuals and organizations. This eNewsletter is provided on an "as-is" basis without warranties of any kind, either express or implied. I/We are not responsible for any errors or omissions. Consult with your doctor, fitness consultant, attorney, accountant, or other professional advisor when necessary. © 2008 eNewsletterSolutions.